Garage Policies-Mechanics & Body Shop Insurance
Auto repair shops and body shops turn to Hastava Insurance Agency for smart risk management solutions.
Vehicle lifts, downdraft paint booths, front-end alignment machines: there’s a lot of equipment in the average professional garage…and a lot of liability exposure. From accidental damage inside the shop to accidents as a result of errors when servicing a vehicle, it’s vital for the success of a business to know they have the coverage they need to protect your assets and keep the doors open in the event of a serious lawsuit. That’s why auto repair shops and body shops throughout Island Park, South Shore and other New York communities turn to Hastava Insurance Agency for smart risk management solutions.
Coverage that makes sense…
And saves you dollars
While the services may be similar, they’re not the same. One garage may provide nothing but lube, oil and filter services, while another does full collision repair. These are vastly different businesses requiring vastly different coverage.
Our Garage Insurance coverage includes:
Business Liability Insurance
In the event of an accident or mistake, business liability insurance offers the protection you need to pay for any damages, whether it’s an onsite injury or an accident that takes place offsite as a result of employee negligence.
Business Property Insurance
Could your business continue if something happened to your facility? Don’t trust the future of your business to chance. Hastava Insurance Agency can provide Business Property insurance that does more than pay for damages or basic covered losses to the property. It can include coverage for employee-owned tools as well as business income insurance in the event that a covered loss causes you to temporarily close. Optional coverage includes equipment breakdown coverage as well as business interruption protection.
Business Auto Insurance
From your parts truck all the times an employee test-drives a customer’s car, business auto insurance offers you the coverage you need in the event of an accident. It also provides coverage for employee vehicles operating on behalf of your business.
Business Crime Insurance
This coverage affords you protection from losses incurred as a result of wrongdoing by employees (i.e.; theft of money, equipment or parts) as well as robbery by a third party.
NOTE: This is only an overview of the types of coverage available to protect auto mechanical and body repair facilities. Your Hastava Insurance Agent can provide further information concerning additional coverage.