There’s more to Homeowner’s Insurance than just your home!
Making sure home is a place of safety and security takes planning. Hastava Insurance Agency has been insuring homes throughout Island Park, South Shore and other New York communities since 1936.
Whether someone decided to ‘borrow’ something without your permission while you’re away or you’re suddenly wading hip-deep in water, it’s good to know the professionals at Hastava Insurance Agency have you, your home and your possessions covered. And in case you were wondering:
Coastal risks are no problem for Hastava Insurance Agency
Does your policy offer the coverage you really need?
One of the most common problems homeowner’s face after filing an insurance claim is discovering their policy has set limits for specific items. While this is standard, the homeowner doesn’t always understand it. The assumption is that purchasing homeowner’s insurance guarantees ALL of your personal belongings are insured.
However, there are exclusions…and limits. Every policy has set limits for items such as jewelry, fine art, cash and collectibles, as well as other possessions.
Your Hastava agent can provide a valuable policy review, ensuring that your current protection is adequate to cover what you actually own. Don’t wait until a loss occurs to discover your policy doesn’t provide the protection you thought it did. Talk to the professionals at Hastava Insurance Agency today.
Home Insurance Quote
2 minutes is all it takes to get a quick quote!
Insurance that covers more than what you own
From errant baseballs through windows to a slip and fall accident in the driveway, you’d be surprised how many times homeowner’s insurance comes to the rescue. Your homeowner’s policy offers additional protection against certain liability risks. Many homeowner’s choose to increase their level of liability protection with a liability umbrella: a policy that increases your protection beyond your policy limits of your homeowner’s and auto policies. Talk to your Hastava Insurance agent about a liability umbrella policy.
Don’t Forget Flood Insurance!
Remember: Flood damage is NOT covered by homeowner and renter insurance policies.
Separate Flood Insurance is required to afford your home and property the protection you need from any damage caused by flooding, even if the flooding is caused by a hurricane or other natural disaster.
From base flood elevation to current and updated flood zones, choosing flood insurance is a very detailed process that requires personal, professional assistance. Talk to your Hastava Insurance agent about securing this important coverage.
Ask the professionals at Hastava
Your agent can walk you through the many options and riders for homeowners insurance. From basic policies to luxury items coverage, we’ll take the time to answer your questions and provide the most appropriate policy to meet your specific needs.Schedule a Consultation